S&P 500 above 7,500. Gold past $4,500/oz. Bitcoin near $75k. Brent whipping on Red Sea strikes. Ukraine in its fourth year of war. BRICS settling oil outside the dollar. ECB cornered, Fed bluffing, AI deleting white-collar work every quarter. Everything you own is worth more on paper — and more fragile underneath — than at any point in 25 years.
The Prince Allocation Protocol™ is a set of standardised allocation models, organised by risk class, across ETFs, stocks, bonds, CFDs, derivatives and P2P Lending. I walk you through them live, on private 1-on-1 video calls, so you can choose the class that fits you — and execute every decision yourself. No managed accounts. No personalised financial advice. No signals.
If you already invest your own money — through a broker, a P2P platform, crypto, ETFs — and you feel the market is paying you for being lucky, not for being right, we are the same kind of investor.
Keep reading. Nothing here is for beginners. Nothing here is for tourists.
Every investor I meet is obsessed with the wrong question: "what should I buy next?"
Meanwhile the actual question — the one that decides whether your net worth survives 2026–2030 — is brutal and boring: what risk class is your capital actually sitting in, right now, today, across every account you own?
Most "diversified" European portfolios I review are not diversified. They are three correlated bets stacked on top of each other: S&P, EU tech, and "safe" bonds repriced by an ECB that is no longer in control. A single rate decision, a single Middle-East escalation, a single AI labor shock — and the whole stack moves in the same direction. Downward. Together.
Pick the wrong instrument inside the right risk class, and you lose 5%. Pick the right instrument inside the wrong risk class, and you lose everything you spent a decade building. The P.A.P.™ answers the second question first. The first one becomes trivial after.
The Prince Allocation Protocol™ is a library of pre-built, standardised allocation models — Conservative, Balanced, Growth, Asymmetric — covering ETFs, stocks, bonds, CFDs, derivatives and P2P Lending. On private 1-on-1 video calls I walk you through how each model is built, what it answers to, where it breaks, and how to read the current macro against it. You pick the class. You place the orders. You own every decision.
An MSCI World is ~70% US equity, ~25% tech. You own one country and seven companies in a trench coat. That is not diversification — it is a concentrated bet you forgot you placed.
P2P is credit risk priced in basis points and paid in months. Without platform diversification, originator analysis and macro overlay, it stops being passive the second a cycle turns.
Nobody rebalances when it matters. They freeze. The point of a protocol is to make the decision in cold blood now, so you do not have to make it bleeding in March.
Capital preservation under high-rate, high-uncertainty regimes. Heavy on short-duration sovereign debt, defensive equity, hedged P2P.
Symmetric exposure across equities, bonds, gold, FX and curated P2P. Designed to survive a 2008 and still participate in a 2027.
Tilted toward equities, thematic ETFs, selective derivatives. Higher drawdown tolerance, full transparency on the trade-off.
Convex / opportunistic. Crypto-aware, options-aware, P2P aggressive. Built for investors who explicitly accept fat-tail risk.
Each model is standardised, not personalised. On call, I explain how it works. You self-assess which class matches your situation, your jurisdiction, your tax setup and your goals — and you execute it yourself, through your own brokers and P2P platforms.
One decision, taken in cold blood, on a private call, against a standardised model — and the next 36 months of your financial life look structurally different. Everything else is noise.
Digital Product (Prodotto Digitale) · the full written protocol · self-study · no calls, no chat
Digital Product (Prodotto Digitale) · the PDF guide · 4 private 1-on-1 video sessions · direct private chat with me
DIGITAL PRODUCT · SECURE CHECKOUT · ALL SALES FINAL · NO REFUNDS
Wrong duration on bonds, wrong FX exposure, wrong tax wrapper. On a €250k portfolio: €2,500 / year, every year, forever.
A correlated drawdown on “diversified” equity + EU bonds you never modelled. On €250k: −€75,000. In one quarter.
Three concentrated platforms, same originator stack. Capital stuck 18–36 months. Opportunity cost: every other trade you cannot place.
None of these are theoretical. They are the three failure modes I see in almost every European portfolio that walks into a private call. The protocol does not promise to make you rich. It is designed to stop the specific decisions that quietly make you poorer.
Author of the Prince Allocation Protocol™. Creator of P2P Radar — the reference tracker thousands of European investors use to monitor P2P Lending platforms — and Brokerfind, the comparison engine for choosing the right broker without bleeding on hidden fees.
A decade across both worlds: regulated brokers (ETFs, stocks, bonds, CFDs, derivatives) and alternative finance (P2P Lending, crowdlending, private credit). I am not a licensed advisor. I do not manage accounts. I build frameworks and explain how they work — privately, on call, to investors who want the structure but keep the steering wheel firmly in their own hands.
“You don’t get rich by buying the right asset. You stay rich by sitting in the right risk class.”
— FRANCESCO · P.A.P.™
Will you tell me what to buy?
No. I walk you through standardised allocation models. You assess which one fits and execute it yourself. No personalised buy/sell recommendations.
Can you manage my portfolio for me?
No. I never touch your accounts, never hold your funds, never place a trade for you. This is an educational, framework-based service — by design.
Why is the private tier limited to one investor per month?
Because Tier 02 includes 4 private 1-on-1 sessions, a direct private chat with me, and full disclosure of how I personally invest. Running it more than once a month dilutes all three.
Can I get a discount or a payment plan?
No. The price is also the filter. If the fee is a hardship right now, the service is not for your portfolio yet.
Can you guarantee returns?
No — and walk away from anyone who does. All investing carries the risk of partial or total capital loss. Past performance is not indicative of future results.
I work in finance. Can I still buy?
No. By policy this service is closed to industry professionals, licensed advisors, brokers and fund managers. Refund issued if purchased.
Ukraine will not pause. The Fed will not wait. The markets will not ask permission before deciding which decade we are entering. The P.A.P.™does not promise returns. It gives you a structure to read, decide and execute.
JULY 2026 INTAKE OPEN · NEXT GATE AUGUST 2026
This service is educational only. The Prince Allocation Protocol™ consists of standardised allocation models presented and explained on private video calls. It does not constitute personalised investment advice, financial planning, portfolio management, or any solicitation to buy or sell any financial instrument under MiFID II, SEC regulations, or any equivalent jurisdictional framework.
I am not a licensed financial advisor, broker, or fund manager. I do not manage your money, do not execute trades on your behalf, do not hold client funds, and do not guarantee any outcome. Every decision you make with your capital is yours and yours alone.
I am not responsible for your losses. All forms of investing — including ETFs, stocks, bonds, CFDs, derivatives and P2P Lending — carry the risk of partial or total capital loss. Past performance is not indicative of future results.
Access to either tier is reserved for individuals who already invest their own capital. Industry professionals (licensed advisors, brokers, fund managers, regulated intermediaries) are not eligible; any such purchase will be refunded and access revoked.